Azlinah Tambu, a twenty-two-year-old solitary mom whom lives in Oakland, Ca, recently found herself in a spot that is tough. Her automobile had divided, and she required it to drop her daughter off at time care also to get to exert effort. Tambu, a upbeat girl with glossy black colored locks and dazzling eyes, don’t have the cash for the repairs. She had no cost savings and no charge card; she had no grouped household or buddies whom may help her. She took out five payday loans from five different payday lenders, ranging from fifty-five dollars to three hundred dollars each so she did what an increasing number of lower-income people do in such situations. The cost to obtain the loans had been fifteen bucks for every hundred bucks lent.